We are not here to advise you. We are here to build.
Most advisors tell you what to do. We take your numbers, build a complete financial operating system around your business, and hand it to you in 30 days.
Strategy without financial grounding is just storytelling. Every decision should connect to free cash flow and firm value.
Most owners are not being told the truth about their numbers. Not because their accountants are bad. Because nobody built them a system that actually works.
The goal is to make you independent. A system you own, understand, and can run yourself.
Your numbers should reflect what you built.
01
Revenue is up, cash is still tight, and nobody in the room can explain why.
02
You are making million-dollar decisions without a financial system to back them up.
03
You have an accountant and a bookkeeper and you still do not really know your numbers.
04
Your strategy looks good on paper but it is not connected to what is actually happening financially.
I started a business at 16. I know what it feels like to run blind.
Steve Coughran — Founder, Coltivar Group
I started a landscaping company out of my sister's garage at 16. Hit $1M in revenue. Then a prospect told me I was not sophisticated enough to win the work. That moment rebuilt everything.
I earned my CPA, a master's in accountancy from the University of Denver, and an MBA from Duke Fuqua. I went to Ernst and Young. I sat inside a KKR portfolio company watching business owners make million-dollar decisions with no financial system underneath them.
Coltivar was built to fix that. Named from the Italian coltivare — to grow through labor and attention.
Age 16
Started a landscaping company
$1M in revenue from his sister's garage
Turning point
Lost a deal. Rebuilt everything.
CPA, MS, MBA at Duke Fuqua
Ernst and Young
Saw the gap from the inside
Strategy and finance always disconnected
KKR portfolio
The moment Coltivar became inevitable
Built the model. Founded the firm.
Today
Coltivar — your financial partner
Building systems that show owners where their money is.
We do not advise. We
01
Done for you. Built around you.
We take your actual numbers and build a complete financial operating system for your specific business. Not a template. A system you use on day 31.
02
Delivered in 30 days.
Clean financials, a KPI dashboard, a lever model, and a rolling forecast. All connected. All built around your business.
03
Strategy connected to economics.
We connect your goals to the levers that drive free cash flow so you know what growth costs before you commit to it.
04
Built to make you independent.
Not an outsourced CFO. Not a group program. You own the system. Ongoing advisory is invite only and completely optional.
Coltivar Workshops
Bring your leadership team. Leave with a plan.
Private one and two day workshops for teams that want to align around strategy, build financial literacy, sharpen sales and marketing, or build a high-performing culture.
Our Results Speak for Themselves
CASE STUDY
Strategic Clarity
From Scattered Priorities to Laser Focus
CASE STUDY
Predictable, Profitable Growth
From High Spend to High Return
CASE STUDY
Financial Health
From Chaos to Clarity in Cash Flow and Control
CASE STUDY
High-Performing Teams
From Misaligned to Mission-Driven
You built the business.
Now let us show you where the money is.
Start free with the Business Health Check or book a call and we will walk through your numbers together.
Free. Confidential. No obligation.