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If You're Responsible for the Numbers, You Need Financial Clarity

Boosting Your Financial IQ, a Coltivar initiative, equips business leaders with the skills to understand the numbers, focus on what matters, and make confident decisions.

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Test Your Financial IQ
 
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The Problem No One Talks About

You're responsible for revenue, profit, and cash. But when the financials show up, you find yourself guessing.

  • You see the numbers
  • You feel the pressure
  • You are not always sure what matters

That is not a lack of intelligence.
It is a lack of clarity.

Financial Confusion is Costly

When the numbers aren’t clear, leaders feel exposed. Decisions get riskier. Growth gets heavier. Cash surprises show up. Confidence erodes.

The problem isn’t a lack of information. School teaches theory. Accounting teaches rules. Online content teaches fragments. None of it shows how value is actually created.

What’s missing is a clear system, one way to see how the numbers connect and know what to do next.

Pictured above is the Financial Intelligence Toolkit

Same outcome. Different paths.

Two Ways To Build Financial Clarity

The Financial Pro Course

FREE. ALWAYS.

A deep, self-paced path.

What You Get

  • 50+ hours of video
  • Interactive quizzes and examples
  • Financial models

Best For

  • Students and early career professionals
  • Founders on a tight budget
  • Anyone with more time than money
Over 1,000,000 globally are accessing Boosting Your Financial IQ

Our mission is to empower 10 million people to master business finance.

We believe financial intelligence is the key to freedom, confidence, and growth. That’s why we’re making world-class financial education accessible to anyone, so you can earn more, lead with clarity, and build something that lasts. 

Financial Clarity You Can Hold

I am Steve Coughran, founder of BYFIQ and Coltivar. After working with hundreds of companies, I learned this: most leaders are guessing when the numbers show up.

Not because they are careless, because no one gave them a clear system.

This box does. It gives you the tools to understand the numbers, focus on what matters, and speak with confidence when financial decisions are on the table.

That is what financial clarity looks like.

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