YOUR UNFAIR ADVANTAGE STARTS HERE
Letter from the founder
Steve Coughran is the founder of Coltivar and a trusted partner to construction and service-based businesses that want to grow without the chaos. With deep experience in finance, strategy, and operations, Steve helps owners get clear on their numbers, fix what’s holding them back, and build companies that are actually worth owning. He’s worked with businesses from $3M to $100M+, helping them price smarter, run leaner, and grow on purpose—not by accident.
At the end of the day, Steve’s focus is simple: give owners the clarity, confidence, and support they need to lead well and build something that lasts.
Hey—
If you're like most of the owners I work with, you're carrying more than anyone sees.
You’ve got crews to run, bids to send, numbers to hit, fires to put out—and somehow you're also supposed to “think strategically” and plan for the future. But when? Between payroll and sleepless nights?
Let’s be real: running a business is brutal.
The kind where you’re wondering if this is all worth it because you're working harder than ever and still feel stuck.
You’re not alone. And you’re not crazy.
You just don’t have the right financial partner in your corner.
Someone who’s not just tracking the numbers—but helping you use them to make smart decisions, price better, plan ahead, and actually grow without the chaos.
That’s why I built Coltivar.
To give owners like you the financial clarity and strategic support you’ve never had—but always needed.
We don’t send fancy reports or pitch abstract ideas. We roll up our sleeves, get inside your business, and help you build something that finally works—for you.
If your gut says you’re meant for more, but the numbers don’t back it up yet, let’s talk.
You don’t need to figure it all out alone anymore.
Cheers,
Steve Coughran, Founder