Cash Calculator: How Much Cash Should Your Business Keep on Hand?

Ever wonder how much cash your business needs to stay financially secure?
Our Cash Calculator helps you quickly determine your ideal cash reserve, the amount you should keep on hand to cover expenses, navigate uncertainty, and seize growth opportunities without risking a cash crunch.

By entering just a few numbers, your revenue, operating expenses, growth rate, recurring revenue %, and days of cash target, the calculator instantly shows you:

• Your cash reserve target using multiple methods (Months of Opex, % of Revenue, Days of Cash)

• How recurring revenue and growth impact your cash needs

• The recommended cash range for your business’s size and stage

This makes it simple to plan for stability, maintain flexibility, and avoid costly surprises.